The
year beginning has brought amazing offers on the credit cards. With the
plethora of deals available in the market, you have plenty of options to select
from. To find the best credit card in
India browse through the list:
SN
|
Credit Cards
|
Rate of Interest
|
Annual Fee
|
Joining Fee
|
Fee for ATM cash withdrawal
|
Benefits
|
1
|
Axis Bank Neo Credit Card
|
3.25% per month
46.78% per annum |
None in the first year.
Rs.250 from second year onwards
|
Rs.250
(refrained if Rs.2,500 is spent in 45 days)
|
2.5% of withdrawn amount
or Rs.250.
|
-Shopping vouchers from Myntra worth Rs.500
- Movie vouchers from BookMyShow worth Rs.200
-10% cash back for purchases made on Jabong.com
-10% discount with RedBus.com, BookMyShow.com and
FreeCharge.com
-Security chip
-Available for NRIs
|
2
|
Yatra SBI Credit Card
|
3.35% per month
40.2% per annum
|
None in the first year.
Rs.499 from second year onwards
|
Rs.499
(onetime fee)
|
Up to 80% of credit limit.
Maximum limit is Rs.12,000 per day.
|
-International Credit Card
-Travel Vouchers from Yatra.com
-Access to premium MasterCard lounges across
airports in India
|
3
|
HDFC Solitaire Credit Card
|
2.95% per month
35.4% per annum
|
None in the first year.
Rs.500 from second year onwards
|
Up to Rs.1,000
|
2.5% of withdrawn amount or Rs.300, whichever is
more.
|
-Shoppers’ Stop vouchers worth Rs.2,000 every year
-Reward points on dining, shopping and grocery
expenditure
-Security chip
|
4
|
ICICI Bank Instant Platinum Credit Card
|
2.49% per month
29.88% per annum
|
None
|
None
|
2.5% of withdrawn amount or Rs.300.
|
-Offered against fixed deposits
-Discount of Rs.100 on 2 movie tickets a month, when
the booking is done through BookMyShow.com
-15% discount on dining in any of the 800 restaurants
in the network, across the country
|
5
|
HSBC Visa Platinum Card
|
18% to 24% per annum
|
None
|
None
|
3.3% per month
|
-Valid Internationally
-15% off at over 700 restaurants within its network,
across major Indian cities
-Insurance benefits
-Visa Signature Concierge Service
-Emergency card replacement
-Zero lost card liability
|
6
|
Standard Chartered Inner Circle Platinum Credit Card
|
3.10% per month
37.20% per annum
|
None
|
None
|
3% of withdrawn amount or Rs.300
|
-6% value back at all Inner Circle affiliated stores
and Lifestyle outlets across the country
-Coupons worth Rs.2,500 on joining the Inner Circle
loyalty program
-5% cash back on purchases made at Auchan outlets
|
With
such amazing offers there is no reason why you should delay your purchase any
further. Credit cards help manage your money and simplify your expenditure
manifolds. Interest earnings, cash back, discounts and many such rewards are
waiting for you. Select the one that serves as the best credit card for you.